Choice Blog

How can I improve my Credit rating?

Last post: Dec 6, 2011

With banks now having less money to lend than before, maintaining a good credit rating has never been as important. While we are all familiar with the basic issues of keeping up with payments and servicing our debts in a timely manner, there are other things you can do to ensure your credit rating stays as healthy as possible.

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Proposed EU Directive to change Buy to Let UK market

Last post: Nov 20, 2011

Changes to the mortgage market currently being debated in Brussels stand to have a major impact on that most loved of British institutions, the Buy-to-Let mortgage, if they come into force in 2013 as is being mooted.

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AssuredSale: A better way to buy and sell houses

Last post: Nov 11, 2011

A new service launched this week that aims to save all house buyers and sellers the heartache and hassle that occurs when the other party pulls out before contracts are exchanged.

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Mortgage market LTVs creep slowly higher

Last post: Oct 28, 2011

At the start of this year the most you could borrow was 90% LTV however there are now an increasing number of Lenders braving the 95% threshold.

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Buy to Let mortgages in the UK not to be regulated

Last post: Oct 10, 2011

While we are still some way away from a definitive resolution, according to the Council of Mortgage Lenders (CML) exemptions being added to the European Commission’s Mortgage Directive now seem to indicate that Buy to Let mortgages in the UK will not be regulated.

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Leeds BS offers 1.99% Fixed rate 2 year deal

Last post: Oct 8, 2011

Leeds BS has launched a new 2 year fixed rate deal at 1.99%, making it one of the lowest fixed rate deals in the market.

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