Choice Blog

Personal Finance

French fixed rate mortgages at 4% for 20 years

Last post: Jun 8, 2012

The Euro crisis hasn’t been bad news for everyone. For UK residents looking to buy a holiday home in France, the combination of a weakening Euro, a soft French property market and now the availability of low rate French mortgages has meant this purchase has never looked so attractive.

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What things damage my credit rating?

Last post: Jun 6, 2012

To many people working out whether they are a good credit or a bad credit seems like a black art. Though they may feel they have been an upstanding, law-abiding citizen they are sometimes surprised to find out they have been declined for credit and wonder what they have done to damage their rating.

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France still the most popular overseas market for UK buyers

Last post: Jun 1, 2012

Despite the protracted history between the two nations - and this month’s European football championships notwithstanding - it seems the British love for France and the French way of life remains strong if the trend of UK nationals buying second homes there is anything to go by.

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New lowest rate personal Loan

Last post: May 29, 2012

The competition in the personal loan market is (slowly and finally!) heating up. Today Tesco have announced a cut to their personal unsecured loan rates with the rate for loans from £5,000 to £7,499 falling from 8.3% to 7.8% and rates on loans from £7,500 to £15,000 falling from 6.1% to 6.0% - a new low for loans of this size in the market.

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Is it a good time to buy a holiday home in the US?

Last post: May 16, 2012

Recently released data from the National Association of Realtors in America revealed that the number of existing home sales in the US is rising compared to last year and that prices too are slowly creeping upwards having dropped substantially since the financial crisis.

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Payday loans for businesses - a new loan product

Last post: May 8, 2012

The PayDay loan firm Wonga is now offering businesses loans of £3,000-£10,000 available within 30 minutes and repayable over 1 to 52 weeks. Interest rates start at 0.3% per week (approx 17% APR) and go as high as 2% per week (approx 300% APR) while loans will be repaid in weekly instalments.

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