Choice Blog

"An investment in knowledge pays the best interest." - Benjamin Franklin.


From personal finance, to funding options, the Choice Blog is full of news, updates, tips and helpful information. Read our latest posts to keep up with the funding options available to consumers and the broader personal lending environment.

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Unsecured Loans

Will your Wonga loan be written off?

Last post: Sep 28, 2018

One of the UK’s best known unsecured loan providers, Wonga, has gone into administration. What does this mean for its borrowers? Will they need to repay their loan? We offer answers and advice.


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Secured Loans

What do lenders consider when arranging secured loans?

Last post: Sep 20, 2018

Once upon a time, a payslip, a valuation and quick credit search were all that was required to arrange a secured loan (second charge mortgage). Today processes and regulations are, quite rightly, much more stringent.


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Guarantor Loans

How to create a plan that will persuade a guarantor

Last post: Sep 25, 2018

Create a financial plan which shows your prospective guarantor that you’re able to take responsibility for your loan. These helpful tips will help you present your finances in a clear, convincing way.


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Personal Finance

Could the “50/20/30 Rule” save you money?

Last post: Sep 27, 2018

Are you looking to boost your budget and nurture your savings? Committing to a rigid plan can be a helpful way to get serious. The 50/20/30 rule is one popular option which many savers swear by.


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Recent Blog posts

  • Chatbot style apps, which claim to help you look after your finances more effectively, are on the rise. But can an artificially intelligent (AI) robot really make you better at money?

  • IFISA-Infographic-Risks

    An Innovative Finance Individual Savings Account, also known as an IFISA, is a tax-free savings vehicle in which individuals can invest in non-traditional or "innovative finance" options.

  • If you're self-employed, you may have found accessing certain financial services to be a bit of an uphill battle in the past. Here we explain why and offer some information about accessing flexible finance when you work for yourself.

  • The UK is becoming a nation of nesters. Over the past four years the number of homeowners choosing to make home improvements instead of making a move has shot up five fold, rising from 3% to almost 15%.

  • There’s happy news for a London couple who used a guarantor loan to fall pregnant through costly IVF treatment after 23 years of trying.

  • Fresh research has revealed that many Brits are still living in ignorance of the interest being charged on the loans they are using, with many prioritising acceptance over finding a good deal.

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