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What is a Merchant Cash Advance?
Jul 18, 2018
What is a Merchant Cash Advance? A guide on an increasingly popular type of loaning in which you can pay back your loan using payments made through your card terminal. An option for businesses which operate on a seasonal level.
As parents we want to give our children every opportunity. When they need a guarantor, we rarely think twice before signing on the dotted line. But should parents be more cautious about guarantor loans?
What’s your financial personality type?
Jun 29, 2018
Are you a super-organised penny-pincher? Perhaps you spend impulsively or save up for bigger rewards? Find out more about your financial personality type in this article...
How long does it take to arrange an unsecured loan?
Jun 15, 2018
Many people choose to use unsecured loans when emergency expenses arise. This means that, for many consumers, the need for finance is urgent. So exactly how long does it take to arrange an unsecured loan? We have the answers...
Second charge vs. Mortgage: Which will work for you?
Jun 10, 2018
Whether you’re planning an extension or need to free up some capital for another reason, it’s not always easy choosing between a second charge on your home or remortgaging.
Why addressing repayment problems early is essential
Apr 24, 2018
You’ve taken on a guarantor loan. You’ve persuaded your guarantor to sign on the dotted line and don’t expect any issues. Unfortunately, financial problems arise. Before you panic, here’s why you should talk to your loan provider ASAP.
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Choice Blog
"An investment in knowledge pays the best interest." - Benjamin Franklin.
From personal finance, to funding options, the Choice Blog is full of news, updates, tips and helpful information. Read our latest posts to keep up with the funding options available to consumers and the broader personal lending environment.
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Will your Wonga loan be written off?
Last post: Sep 28, 2018
One of the UK’s best known unsecured loan providers, Wonga, has gone into administration. What does this mean for its borrowers? Will they need to repay their loan? We offer answers and advice.
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What do lenders consider when arranging secured loans?
Last post: Sep 20, 2018
Once upon a time, a payslip, a valuation and quick credit search were all that was required to arrange a secured loan (second charge mortgage). Today processes and regulations are, quite rightly, much more stringent.
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How to create a plan that will persuade a guarantor
Last post: Sep 25, 2018
Create a financial plan which shows your prospective guarantor that you’re able to take responsibility for your loan. These helpful tips will help you present your finances in a clear, convincing way.
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Could the “50/20/30 Rule” save you money?
Last post: Sep 27, 2018
Are you looking to boost your budget and nurture your savings? Committing to a rigid plan can be a helpful way to get serious. The 50/20/30 rule is one popular option which many savers swear by.
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