Choice Blog

Will your Wonga loan be written off?

Last post: Sep 28, 2018

One of the UK’s best known unsecured loan providers, Wonga, has gone into administration. What does this mean for its borrowers? Will they need to repay their loan? We offer answers and advice.


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4 Questions to ask yourself before applying for an unsecured loan

Last post: Aug 23, 2018

Are you considering making use of an unsecured loan? Here are four important questions to ask yourself before you apply for short-term finance.


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British banks tighten unsecured loan criteria

Last post: Aug 2, 2018

British banks have recently tightened up their lending criteria for unsecured loans, reducing access to mainstream products for many UK customers. What has prompted the fresh regulations? Find out more...


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What is a Merchant Cash Advance?

Last post: Jul 18, 2018

What is a Merchant Cash Advance? A guide on an increasingly popular type of loaning in which you can pay back your loan using payments made through your card terminal. An option for businesses which operate on a seasonal level.


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How long does it take to arrange an unsecured loan?

Last post: Jun 15, 2018

Many people choose to use unsecured loans when emergency expenses arise. This means that, for many consumers, the need for finance is urgent. So exactly how long does it take to arrange an unsecured loan? We have the answers...


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I’m self-employed, can I use an unsecured loan?

Last post: Mar 26, 2018

If you're self-employed, you may have found accessing certain financial services to be a bit of an uphill battle in the past. Here we explain why and offer some information about accessing flexible finance when you work for yourself.


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