Unsecured Personal Loans in Northern Ireland
Quick and easy to apply for
If you want an Unsecured Personal Loans in Northern Ireland please fill in this form
Unsecured loans of up to £25,000 are available in Northern Ireland from Choice Loans. These loans are at a very competitive rate but only available to those with a very good credit history (Representative APR 9.4%).
What Unsecured Personal Loans are available in Northern Ireland?
- Get from £1,000 up to £25,000 completely unsecured
- Pay back over terms of up to 5 years (or repay early without penalty)
- Clean credit histories only and must have good income
- No charge for applying (but if you take a loan charges will be added to the loan)
Currently unavailable
We are currently reviewing our unsecured loan lending panel and are unable to accept applications for unsecured loans.
Frequently Asked Questions
Does it affect my credit score to apply?
No. All our lenders use ‘soft’ credit checks which do not affect your credit score.
How long is the online application?
It’s quite short. We just need contact details, 3 years’ address history, 3 years’ work history, income details and what you want the loan for. It all takes about 5-6 minutes to complete.
How long does it take before the loan is paid out?
Depending on the lender you are approved with it can be same day but most likely 24-48 hours.
What if I'm not approved for an unsecured personal loan?
We have other options: you could look at a Secured Loan if you are a homeowner or a Guarantor Loan if you are not.
Is the loan at a Fixed or variable rate?
All Unsecured Personal Loans we offer are at a fixed rate for the term of the loan.
What is needed to apply
Applying for an Unsecured Personal Loan is very easy. Below are listed the things you need in order to apply.
- Eligibility CriteriaOver 18, UK resident, clean credit and sufficient earned income to make the payments (affordability)
- Documents RequiredOnline application form, proof of ID and proof of income (payslips or bank statements)
- Additional CommentsIf approved you can be funded within 24 hours
With our online systems, getting an unsecured loan in Northern Ireland is very easy. Standard criteria include ensuring you have sufficient disposable income to make payments and that your credit history is strong. After that it doesn't matter if you are a home owner or not and if you are successful the money can be in your account within 24 hours.
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01494 410 125
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