Getting a Buy to Let mortgage with adverse credit

Last post: Jul 6, 2012

Historically getting a Buy To let mortgage has meant that you need to have a near flawless credit history.

Historically getting a Buy To let mortgage has meant that you need to have a near flawless credit history. Now, thanks to our relationship with one Mortgage packager we are pleased to say that we can offer Buy To Let mortgages in the UK to clients who have had some adverse credit issues. The terms of this product are:

  • LTV of up to 70% (depending on status) is available
  • Rates are from 5.44%
  • The adverse credit that is accepted is:
    • Up to 2 defaults (max total of £5,000) in the last 24 months (none in the last 12)
    • One CCJ allowed (as long as it was not in the last 12 months) of no more than £2,500
    • One missed mortgage payment in the last 36 months (none in the last 12 month

If you feel you qualify for such a Buy to Let mortgage then please get in touch by either completing our Mortgage enquiry form or call us direct on 0845 1260350


Comment